Grasping the opportunities of embedded finance and digital ecosystems – getting your technology strategy right

Available to watch on-demand

Uncover the practical steps that RBS, Allianz and Generali Vitality are taking in order to prepare for the rise of open finance, digital ecosystems and the platform economy.

Join the debate to find out:         

  • How open and embedded finance and the API economy are transforming financial services
  • What major brands are doing collaborate and innovate across industry boundaries
  • Why FS firms must now become “high velocity” enterprises, and what that means in practice
  • How best to unlock new business models by offering data and services as monetisable APIs
  • Where data platform modernisation, advanced analytics and low-code development are crucial
  • Whether Cloud is essential to success in digital ecosystems and how best to migrate there


Jamie Broadbent

Head of Digital, Innovation & DesignRBS International

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Jamie Broadbent, RBS | MoneyLIVE
Jamie Broadbent

Head of Digital, Innovation & Design

RBS International

Award-winning banking leader with career specialisms in digital innovation, proposition development and strategy, Jamie is currently Head of Digital & Innovation at RBS International – the international division of NatWest Group. In this role, Jamie is business owner of all customer facing digital channels, with dual responsibilities for enterprise-wide design and architecture and developing and driving the on-going innovation strategy of the business.

Dipu KV

Head of Operations & CommunitiesBajaj Allianz

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MoneyLIVE: Dipu KV
Dipu KV

Head of Operations & Communities

Bajaj Allianz

Peter Stockhammer

Managing DirectorGenerali Vitality

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Peter Stockhammer

Managing Director

Generali Vitality

Peter is the Managing Director of Generali Vitality GmbH, the company in charge for developing, launching and managing Vitality into Generali’s continental European markets. This includes Germany which launched in July 2016 and France in January 2017 as well as Austria in October 2017. In the course of his career,  has held various senior management positions at international insurance companies and has been active in the insurance industry for more than 30 years. Prior to Generali Vitality, he was a member of the Executive Board of Zurich Austria and CEO of Life Insurance for more than 6 years. Prior to Zürich, Stockhammer held several mangament functions at the UNIQA Group and its predecessor companies. In 2018, Peter took part in the Global Leadership Programme, a course specifically for senior managers that took place in Lausanne, Switzerland.

Hemakiran Gupta

Business Unit Head, Financial Services, mainland EuropeTCS

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Hemakiran Gupta
Hemakiran Gupta

Business Unit Head, Financial Services, mainland Europe


Hemakiran Gupta KURALLA (Kiran) is Regional Head of TCS Business Unit responsible for Banking, Insurance and Financial Services for mainland Europe. Kiran has worked previously for the State Government in India and subsequently joined TCS in 1993. He went on to play several management roles in the company in India, the United Kingdom, Switzerland, Benelux and now across Europe. During this tenure, Kiran has extensively worked with various leading market infrastructure firms, such as Crest, SIS Securities, Nets and others. Under Kiran’s leadership TCS BaNCS is implemented across ABN Amro, Rabobank, SocGen, BNPP Paribas and other clients in Europe.

Kiran holds a graduate bachelor’s degree in Computer science from Mangalore University, India and an Executive PG program in International Business and Strategy from Amsterdam Business School. He is a regular invited speaker at trade events, universities and European conferences. He also serves as a board member at the Belgo Indian Chamber of Commerce & Industry (BICC&I).

He is based, along with his wife and two children, in Tervuren(Belgium) and is a major sports enthusiast.

Antoine Larmanjat

Technical Director | Office of CTOGoogle Cloud

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Antoine Larmanjat

Technical Director | Office of CTO

Google Cloud

Discussion points

60 Minutes

  • From embedded finance to advanced PFM to ecosystem orchestration: how are open finance, ecosystems and the platform economy already transforming financial services propositions, their distribution and their delivery?
  • How significant an opportunity do emerging digital ecosystems present for financial services firms to further collaborate and innovate across traditional industry boundaries?
  • Why does success in digital ecosystems and the platform economy require banks and insurers to become “high velocity” enterprises, and what is the technology required?
  • Delivering hyper-personalised CX and ensuring a rapid response to transient ecosystem opportunities: where is data platform modernisation and analytics transformation crucial?
  • Enabling business agility and accelerating time to market: exploring app modernisation, microservices and low code/no code platforms as solutions
  • Unlocking new channels and business models and supporting ecosystem interoperability: how to successfully make data and services available as monetisable APIs
  • Is Cloud an essential foundation of success in digital ecosystems? What opportunities does it create and how can banks and insurers mitigate the challenges involved?
  • Should a multi-cloud strategy with “everything as a service” and Cloud-agnostic applications be the ultimate destination, and what would this mean for technology operating models?
  • Determining the optimal mix of technology approaches to fit the organisation’s business strategy and existing estate: key considerations and the weight that should be given to each

Sponsored by:


About TCS

Tata Consultancy Services (TCS) provides world-class IT services, business solutions and outsourcing, and is among the top 10 technology firms in the world. TCS works with clients to help them first understand what the future holds and then formulate strategies and develop joint, innovative solutions to enable them to reach their goals. Digital customer experience is a key focus area for many TCS clients and TCS is increasingly advising them on: digital marketing strategies; channel integration of social media and Big Data; mobile solution development; streamlining back office IT and operations to improve customer management processes and drive down operational costs.

Sponsored by:


About Google Cloud

Google Cloud provides organizations with leading infrastructure, platform capabilities and industry solutions. We deliver enterprise-grade cloud solutions that leverage Google’s cutting-edge technology to help companies operate more efficiently and adapt to changing needs, giving customers a foundation for the future. Customers in more than 150 countries turn to Google Cloud as their trusted partner to solve their most critical business problems.

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