Join those blazing the innovation trail in pensions and retail investments
18 June 2019 – Lifetime Savings FinTech Evening
19 June 2019 – Conference
Hilton Tower Bridge, Tooley Street, London
From open pensions and retirement solutions, to robo advice and open APIs, Horizons: Lifetime Savings & Investments has it all.
This year’s event will bring together pioneers in the world of pensions, long-term savings and retail investments for boundary-pushing discussions set to break the mould and give your customers a more secure financial future. With an exclusive keynote from the Pensions Minister, forward-looking debate on the pensions dashboard and open pensions, and a deep dive into the minds of disruptive FinTechs, this is your opportunity to differentiate yourself from your competition.
Speakers
Guy Opperman
Pensions Minister, Department for Work and Pensions
Chris Knight
Chief Executive Officer, Retirement Retail, Legal & General
Isobel Langton
Chief Executive Officer, Intermediary Division, Royal London
Susie Logan
Brand and Marketing Director, Standard Life
Tom McPhail
Head of Retirement Policy, Hargreaves Lansdown
Romi Savova
Founder and Chief Executive Officer, PensionBee
Helena Morrissey
Head of Personal Investing, Legal & General Investment Management
Lisa Caplan
Head of Financial Advice, Nutmeg
What’s new in 2019?
Taking the pensions dashboard further: explore the untapped potential of open pensions
Robo advice of the future: uncover the potential of robo within the wider savings journey
From ESG products to cultural developments: discover what it takes for brands to truly resonate with customers
A spotlight on auto enrolment: gain insights on how consumers have reacted to the 8% increase, and what this means for accumulation strategies in years to come
Keep up to date with DB-DC developments
Learn how retirement solutions must evolve to reflect today’s retirement landscape
Lifetime Savings FinTech Evening
Join us from 6:30pm at the Hilton Tower Bridge on 18 June to network with peers and hear from the latest innovative startups.
Brand new to Horizons: Lifetime Savings & Investments 2019 – kick off the conference with our Lifetime Savings FinTech Evening! This evening is dedicated to exploring the best and brightest start-ups in pensions, long-term savings and retail investments, who are disrupting this traditional industry with their innovative approaches to money management. Hear from the exciting players who are transforming consumer budgeting, championing financial wellbeing, levelling the playing field for advice and more. Get to know the new entrants and be inspired by real innovation happening today.
Showcase 1 | Plum
Plum operates on Facebook messenger, using algorithms to help customers save money effortlessly and painlessly every day.
Victor Trokoudes, Co-Fdounder and Chief Executive Officer, Plum
Showcase 2 | Finimize
Finimize is on a mission to empower its userts to become their own financial advisors. They’re creating a toolkit that consists of financial news, education as well as tools to help them invest.
Nik Wenzl, Head of Business Development, Finimize
Showcase 3 | Multiply.ai
Savings and advice for freelancers and beyond… Multiply.ai helps customers make the most of big financial benefits, like a predictable income, cover for the unexpected and pension management.
Senior representative, Multiply.ai
Showcase 4 | AgeWage
Simplifying pensions to make customer’s money work as hard as they do. #wageforolderage
Henry Tapper, Chief Executive Officer, AgeWage
Agenda
- All Topics
- Pensions
- Investments
- Technology & Innovation
- Retirement Solutions
Horizons: Lifetime Savings & Investments 2019 Wednesday, 19 June 2019
The future of long-term savings and investments
Keynote address
Engaging customers throughout the retirement journey: the power of technology
- Pensions
- Investments
- Technology & Innovation
Chris Knight
Chief Executive Officer, Retirement Retail , Legal & General
Championing customer-centric innovation
- Technology & Innovation
- Pensions
Susie Logan
Brand and Marketing Director , Standard Life
Keeping up with the pace of change: strategies for success
Omar Ali
Managing Partner, UK Financial Services , EY
Keynote address
The pensions bill: a roadmap for the future
- Pensions
Guy Opperman
Pensions Minister , Department for Work and Pensions
Leaders’ forum
From open APIs to robo: making the most of the opportunities ahead
- The pensions dashboard: celebrating achievements, forecasting future developments
- Open banking disruption: what are the greatest opportunities for pensions, savings and investments?
- Open, collaborative, agile: how can the mindset of a traditional industry be shifted?
- Evaluating the auto enrolment journey: what’s next for accumulation?
- Bridging the advice gap: taking robo advice to its full potential
- Technology & Innovation
- Investments
- Pensions
- Retirement Solutions
Chris Knight
Chief Executive Officer, Retirement Retail , Legal & General
Susie Logan
Brand and Marketing Director , Standard Life
Isobel Langton
Chief Executive Officer, Intermediary Division , Royal London
Omar Ali
Managing Partner, UK Financial Services , EY
Pensions dashboard | Advice | Platforms
Fireside chat
What’s next for the pensions dashboard
- Reviewing recent developments: how close is the pensions dashboard to completion?
- The race to locate a mass of pots: can they all be found before the dashboard is launched?
- Standardising digital processes: is the industry prepared for integration with the pensions dashboard?
- What more does the industry need from the DWP to accelerate execution?
- Taking the pensions dashboard further: enabling transactions
- Pensions
Tom McPhail
Head of Retirement Policy , Hargreaves Lansdown
Yvonne Braun
Director of Policy, Long-Term Savings & Protection , Association of British Insurers
Case study
A successful pensions dashboard: lessons from Sweden
Sweden has successfully implemented a pensions dashboard, enabling members of the public to locate all their pension pots and manage their savings. In this case study, Anders will explore the key impacts the Swedish pensions dashboard has had on the public and shed light on the key success factors in creating a pensions dashboard that delivers value.
- Pensions
- Technology & Innovation
Anders Lundström
Chief Executive Officer , Minpension.se
Debate and mobile voting
Open pensions: a pipe dream or future reality?
- Capitalising on new opportunities: data sharing, open APIs, partnerships
- Defining the future: what will a world of open pensions look like?
- Will customers ever engage with their pensions at the same level as other financial products?
- Making the leap from the pensions dashboard to open pensions: in what timeframe will this be achieved?
- What are the biggest hurdles to enabling open pensions today, and how can they be overcome?
- FinTechs vs incumbents: who will triumph in the next 10 years?
- Pensions
- Technology & Innovation
Romi Savova
Founder and Chief Executive Officer , PensionBee
Case study | Nutmeg
A hybrid approach: strategies for success
Nutmeg is one of the most recognised organisations utilising robo advice, allowing customers to choose their investment risk levels, rebalance their portfolios and get their questions answered. Nutmeg’s employees work alongside this technology to create a successful hybrid model. In this case study, Lisa Caplan will explore the value of a hybrid robo approach and uncover the customer insights gained.
- Investments
- Technology & Innovation
Lisa Caplan
Head of Financial Advice , Nutmeg
Taking robo advice further: exploring a wealth of potential
- In what ways is robo advice successfully utilised within the savings and investments industry right now?
- Overcoming the hurdles: what stands in the way of wide-spread robo adoption within the industry?
- From accumulation guidance to post-retirement advice: where else could robo advice be applied?
- Next-stage robo advice: who’s leading the way?
- Investments
- Technology & Innovation
- Retirement Solutions
Stephen Lowe
Group Communications Director , Just Group
Panel discussion
Tackling the widening advice gap
- An update on FAMR: how far has FAMR gone in achieving its goals?
- From Millennials to retirees: which demographics are in most need of advice, and what more can be done to support them?
- The rise of trackers and mirror investing: is this a potential solution to the widening advice gap?
- Keeping it simple: how much progress has been made in simplifying retirement options?
- Protecting vulnerable customers: what more needs to be done across the industry to ensure accurate advice is given?
- Investments
- Technology & Innovation
Lisa Caplan
Head of Financial Advice , Nutmeg
Stephen Lowe
Group Communications Director , Just Group
Delivering a seamless investment journey
- Next-generation investment platforms: innovating to remain relevant
- Cutting out the noise: simplifying end-to-end customer experiences
- Which elements can be personalised?
- Developing user-friendly interfaces: strategies for success
- Investments
- Technology & Innovation
Giovanni Dapra
Co-Founder & Chief Executive Officer , MoneyFarm
Panel discussion
The evolution of platforms
- Who are the players successfully innovating in this space, and what sets them apart?
- Unlocking the value of data analytics: how can existing data sets be used to better understand customer behaviours and needs?
- Fast, reliable, simple: what roles will AI and RPA have to play in this transformation of platforms?
- Attracting the right talent: how can platforms grab the attention of the digitally-skilled?
- A glimpse into the future: what other services might platforms provide in years to come?
- Investments
- Technology & Innovation
Verona Kenny
Head of Intermediary , Seven Investment Management
Giovanni Dapra
Co-Founder & Chief Executive Officer , MoneyFarm
Lunch sponsored by EY
Distribution | Pensions transfers | Product innovation
Fireside chat
Embracing innovative distribution channels: from voice to marketplaces
- Keeping pace with the platform-led world: how can the long-term savings and investments industry keep up?
- The rise of digital marketplaces: is this a viable strategy for all products?
- “OK Google, open a LISA”: what are the biggest opportunities and challenges for voice-tech in this industry?
- How has GDPR impacted distribution strategies to date?
- Earning and keeping customer trust: how can the industry encourage customers to share their data?
- Creating an holistic marketing and distribution strategy: where are the greatest examples of innovation?
- Which emerging distribution channels will be the most fruitful in the next 5 years?
- Pensions
- Investments
- Technology & Innovation
Michael Watkins
Head of Proposition Development , Smart Pension
David Nottingham
Head of Marketing Strategy , Wesleyan
Fireside chat
DB-DC transfers: the next mis-selling scandal?
- Evaluating post pension freedom activity: what are customers doing with their pots?
- DB-DC mis-selling: why is it happening and how can it be stopped?
- Protecting customers at retirement: what else can the regulator do?
- Pensions
Ian Price
Divisional Director , St James’s Place Wealth Management
Debbie Gupta
Director of Life Insurance and Financial Advice Sector , Financial Conduct Authority
From transfers to consolidated pots: fast, efficient, simple
- Overcoming the challenge of slow pension transfers: what’s holding the industry back?
- From DC-DC switches to pot consolidation: making customer experiences painless and efficient
- The importance of industry-wide standardisation: re-defining and simplifying transfer processes
- Pensions
- Technology & Innovation
Romi Savova
Founder and Chief Executive Officer , PensionBee
The rise of ESG and responsible investing
- Listening to global cultural interests: what’s important to customers today?
- Meeting ESG requirements whilst delivering returns: where are the best opportunities?
- Strengthening the reputation of investment managers: ESG and responsible investing as a competitive advantage
- Investments
James Lawson
Co-Founder , Tribe Impact Capital
Encouraging the public to save - what's next for accumulation?
Auto enrolment: what now and where next?
- The jump to 8%: evaluating reactions to an increase in contribution
- Key lessons learned from the AE journey to date
- From the gig economy to further contribution increases: what’s next for auto enrolment?
- Pensions
Alistair McQueen
Head of Savings and Retirement , Aviva
Panel discussion
Creating a savings mindset for the nation
- Going beyond pensions: what more can the workplace do to champion financial wellbeing?
- The power of real-time updates: how can visibility of daily spending be used to encourage savings?
- Embedding savings into every-day lives: is micro investing the way forward?
- NEST’s side car pilot: what can be learned from successful product innovation in the industry?
- The expanding world of ISAs: how might other savings products benefit from the lessons of AE?
- From pensions to LISAs: how will customers choose to save in the future, and why?
- Pensions
- Investments
Nathan Long
Senior Pensions Analyst , Hargreaves Lansdown
Helena Morrissey
Head of Personal Investing , Legal & General Investment Management
Will Sandbrook
Executive Director , NEST
Retirement solutions - taking innovation further
Retirement solutions of tomorrow: flexibility is king
- From lock-ins to inheritance: what’s discouraging customers from purchasing annuities?
- Personalised, varied, flexible: what will the future look like for flexible retirement solutions?
- Developing flexible drawdown options: strategies for success
- Which industry developments hold the most potential?
- Retirement Solutions
- Technology & Innovation
Adrian Boulding
Director of Policy , NOW: Pensions
Chief Innovation Officer , Spire Platforms Solutions
Developing a fruitful investment strategy for retired customers
- The shift from accumulation to decumulation: uncovering the changes in customer needs
- Defining new investment strategies for post-retirement customers
- Creating a centralised retirement proposition: in what timeframe will this be developed?
- Investments
- Retirement Solutions
Giuseppe Caltabiano
Previous Head of D2C , M&G Investments
Panel discussion
Catering for a longer-living nation
- The elephant in the room: how can the looming DC deficit be overcome?
- Funding for long-term care: what options are available to customers today?
- Equity release: the good, the bad, the ugly
- Encouraging and embracing an older workforce: how can senior workers be supported?
- Looking beyond pensions and ISAs: should other assets be taken into consideration?
- From Norway to Japan: what can be learned from other countries?
- Pensions
- Investments
- Retirement Solutions
Benjie Fraser
Managing Director, Global Pensions Executive , JP Morgan
Giuseppe Caltabiano
Previous Head of D2C , M&G Investments
Patrick Connolly
Head of Communications , Chase de Vere
Steve Lewis
Retirement Director , LV=
Chair's closing remarks
Tickets
Book now for 2019. All tickets include:
2 day conference pass, lunch & refreshments and a drinks reception. Plus speaker documentation from this year for a limited time only.
Group Discount
15% off
When you buy 3 or more tickets
Pensions & Investment Professionals*
save £300 Early Bird Until 05 April
£695.00 + VAT
Full Price £995.00 + VAT
Standard
save £300 Early Bird Until 05 April
£895.00 + VAT
Full Price £1,195.00 + VAT
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